Side-by-side · Q2 2026 data
State Bank of India (California) vs Provident Savings Bank, F.S.B.
Metric by metric
| Measure | State Bank of India (California) | Provident Savings Bank, F.S.B. |
|---|---|---|
| TellerScore | 69 (stronger) | 66 |
| Capital cushion | 90 (stronger) | 53 |
| Loan quality | 63 | 98 (stronger) |
| Earnings | 64 (stronger) | 46 |
| Funding & liquidity | 31 | 45 (stronger) |
| Problem-loan coverage | 87 | 99 (stronger) |
| Peer percentile | 53rd | 40th |
| Total assets | $1.4B | $1.2B |
| Deposits / shares | $1.2B | $916.8M |
| Capital ratio | 14.05% (stronger) | 10.30% |
| Problem loans | 1.11% | 0.05% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.10% (stronger) | 0.64% |
| Loans ÷ deposits | 98.8% (stronger) | 112.6% |
| Uninsured deposits | 42.2% | 19.5% (stronger) |
| Offices | 8 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 30.3% |
State Bank of India (California) has the higher TellerScore (69 vs 66). On the 7 directional measures above (where higher or lower is clearly better), State Bank of India (California) leads on 4 and Provident Savings Bank, F.S.B. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.