Side-by-side · Q2 2026 data
State Bank of Industry vs Farmers State Bank
Metric by metric
| Measure | State Bank of Industry | Farmers State Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 33 |
| Capital cushion | 92 (stronger) | 32 |
| Loan quality | 85 (stronger) | 0 |
| Earnings | 69 (stronger) | 42 |
| Funding & liquidity | 89 | 100 (stronger) |
| Problem-loan coverage | 96 (stronger) | 3 |
| Peer percentile | 81st | 2nd |
| Total assets | $64.3M | $66.9M |
| Deposits / shares | $55.6M | $58.5M |
| Capital ratio | 14.21% (stronger) | 8.18% |
| Problem loans | 0.44% (stronger) | 4.30% |
| Net charge-offs | 0.09% | 0.01% (stronger) |
| Return on assets | 1.23% (stronger) | 0.56% |
| Loans ÷ deposits | 68.0% | 57.7% (stronger) |
| Uninsured deposits | 17.7% | 10.3% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Bank of Industry has the higher TellerScore (86 vs 33). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Industry leads on 4 and Farmers State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.