Side-by-side · Q2 2026 data
State Bank of Jeffers vs Farmers and Merchants State Bank of Springfield
Bank
Farmers and Merchants State Bank of Springfield
Springfield, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | State Bank of Jeffers | Farmers and Merchants State Bank of Springfield |
|---|---|---|
| TellerScore | 97 (stronger) | 42 |
| Capital cushion | 91 (stronger) | 37 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 100 (stronger) | 74 |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 100 (stronger) | 41 |
| Peer percentile | 98th | 3rd |
| Total assets | $37.1M | $139.8M |
| Deposits / shares | $31.2M | $120.7M |
| Capital ratio | 14.06% (stronger) | 8.70% |
| Problem loans | 0.00% (stronger) | 4.48% |
| Net charge-offs | -0.82% (stronger) | -0.01% |
| Return on assets | 2.24% (stronger) | 1.34% |
| Loans ÷ deposits | 60.3% (stronger) | 72.4% |
| Uninsured deposits | 5.2% (stronger) | 19.2% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Bank of Jeffers has the higher TellerScore (97 vs 42). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Jeffers leads on 7 and Farmers and Merchants State Bank of Springfield on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.