TellerScore

Side-by-side · Q2 2026 data

State Bank of Jeffers vs MidCountry Bank

Bank

State Bank of Jeffers

Jeffers, Minnesota · Under $100 million in assets

97of 100
Very strong

Bank

MidCountry Bank

Minneapolis, Minnesota · $1 billion – $10 billion

72of 100
Strong

Metric by metric

MeasureState Bank of JeffersMidCountry Bank
TellerScore97 (stronger)72
Capital cushion91 (stronger)80
Loan quality100 (stronger)70
Earnings100 (stronger)61
Funding & liquidity100 (stronger)61
Problem-loan coverage100 (stronger)89
Peer percentile98th66th
Total assets$37.1M$1.1B
Deposits / shares$31.2M$835.8M
Capital ratio14.06% (stronger)13.00%
Problem loans0.00% (stronger)0.90%
Net charge-offs-0.82% (stronger)0.03%
Return on assets2.24% (stronger)1.03%
Loans ÷ deposits60.3% (stronger)86.6%
Uninsured deposits5.2% (stronger)26.4%
Offices116
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

State Bank of Jeffers has the higher TellerScore (97 vs 72). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Jeffers leads on 7 and MidCountry Bank on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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