Side-by-side · Q2 2026 data
State Bank of Missouri vs North American Savings Bank, F.S.B.
Metric by metric
| Measure | State Bank of Missouri | North American Savings Bank, F.S.B. |
|---|---|---|
| TellerScore | 55 | 76 (stronger) |
| Capital cushion | 39 | 92 (stronger) |
| Loan quality | 40 | 70 (stronger) |
| Earnings | 73 (stronger) | 72 |
| Funding & liquidity | 72 (stronger) | 50 |
| Problem-loan coverage | 75 | 91 (stronger) |
| Peer percentile | 11th | 80th |
| Total assets | $134.3M | $3.2B |
| Deposits / shares | $122.1M | $1.9B |
| Capital ratio | 8.93% | 14.21% (stronger) |
| Problem loans | 1.80% | 0.90% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.03% |
| Return on assets | 1.32% (stronger) | 1.29% |
| Loans ÷ deposits | 67.1% (stronger) | 116.2% |
| Uninsured deposits | 33.7% | 10.8% (stronger) |
| Offices | 3 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.0% |
North American Savings Bank, F.S.B. has the higher TellerScore (76 vs 55). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Missouri leads on 3 and North American Savings Bank, F.S.B. on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.