Side-by-side · Q2 2026 data
State Bank of Missouri vs Preferred Bank
Metric by metric
| Measure | State Bank of Missouri | Preferred Bank |
|---|---|---|
| TellerScore | 55 | 69 (stronger) |
| Capital cushion | 39 (stronger) | 26 |
| Loan quality | 40 | 94 (stronger) |
| Earnings | 73 (stronger) | 70 |
| Funding & liquidity | 72 | 93 (stronger) |
| Problem-loan coverage | 75 | 97 (stronger) |
| Peer percentile | 11th | 40th |
| Total assets | $134.3M | $134.5M |
| Deposits / shares | $122.1M | $126.2M |
| Capital ratio | 8.93% (stronger) | 7.56% |
| Problem loans | 1.80% | 0.18% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.02% |
| Return on assets | 1.32% (stronger) | 1.24% |
| Loans ÷ deposits | 67.1% | 49.1% (stronger) |
| Uninsured deposits | 33.7% | 21.6% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.6% |
Preferred Bank has the higher TellerScore (69 vs 55). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Missouri leads on 3 and Preferred Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.