Side-by-side · Q2 2026 data
State Bank of New Richland vs Key Community Bank
Metric by metric
| Measure | State Bank of New Richland | Key Community Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 57 |
| Capital cushion | 50 | 57 (stronger) |
| Loan quality | 90 | 100 (stronger) |
| Earnings | 99 (stronger) | 16 |
| Funding & liquidity | 41 (stronger) | 30 |
| Problem-loan coverage | 95 (stronger) | 67 |
| Peer percentile | 53rd | 14th |
| Total assets | $124.2M | $121.0M |
| Deposits / shares | $81.0M | $107.6M |
| Capital ratio | 9.96% | 10.66% (stronger) |
| Problem loans | 0.29% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 1.36% |
| Return on assets | 1.97% (stronger) | -0.11% |
| Loans ÷ deposits | 134.9% | 95.8% (stronger) |
| Uninsured deposits | 23.3% (stronger) | 45.6% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Bank of New Richland has the higher TellerScore (73 vs 57). On the 7 directional measures above (where higher or lower is clearly better), State Bank of New Richland leads on 4 and Key Community Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.