Side-by-side · Q2 2026 data
State Bank of Newburg vs National Exchange Bank and Trust
Metric by metric
| Measure | State Bank of Newburg | National Exchange Bank and Trust |
|---|---|---|
| TellerScore | 93 (stronger) | 88 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 88 |
| Earnings | 100 (stronger) | 88 |
| Funding & liquidity | 50 | 59 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 98th | 98th |
| Total assets | $328.1M | $2.9B |
| Deposits / shares | $260.1M | $2.3B |
| Capital ratio | 17.27% | 20.06% (stronger) |
| Problem loans | 0.00% (stronger) | 0.37% |
| Net charge-offs | 0.00% | -0.07% (stronger) |
| Return on assets | 2.14% (stronger) | 1.69% |
| Loans ÷ deposits | 108.2% | 73.1% (stronger) |
| Uninsured deposits | 17.0% (stronger) | 40.1% |
| Offices | 2 | 32 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.2% | 11.7% |
State Bank of Newburg has the higher TellerScore (93 vs 88). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Newburg leads on 4 and National Exchange Bank and Trust on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.