State Bank of Newburg is a state-chartered bank headquartered in Newburg, Wisconsin, in business for about 115 years. At the end of Q2 2026 it reported $328.1M in total assets and $260.1M in deposits, with 2 offices.
State Bank of Newburg has a TellerScore of 93 out of 100 (very strong) based on Q2 2026 data — higher than 98% of its 2,650 banks with $100 million – $1 billion. Among 154 banks headquartered in Wisconsin, it ranks 5th. Capital cushion contributes the most (100/100, 17.27%); funding & liquidity contributes the least (50/100, 108% loans-to-deposits, 17% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (90 → 93), mostly because the earnings component improved by 8 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 90 |
| Q3 2024 | 88 |
| Q4 2024 | 89 |
| Q1 2025 | 88 |
| Q2 2025 | 90 |
| Q3 2025 | 90 |
| Q4 2025 | 92 |
| Q1 2026 | 93 |
| Q2 2026 | 93 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 17.50% |
| Q3 2024 | 17.14% |
| Q4 2024 | 16.65% |
| Q1 2025 | 16.63% |
| Q2 2025 | 16.88% |
| Q3 2025 | 16.58% |
| Q4 2025 | 16.19% |
| Q1 2026 | 16.62% |
| Q2 2026 | 17.27% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.10% |
| Q4 2024 | 0.13% |
| Q1 2025 | 0.22% |
| Q2 2025 | 0.05% |
| Q3 2025 | 0.22% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.65% |
| Q3 2024 | 1.53% |
| Q4 2024 | 1.59% |
| Q1 2025 | 1.62% |
| Q2 2025 | 1.79% |
| Q3 2025 | 1.89% |
| Q4 2025 | 1.95% |
| Q1 2026 | 2.05% |
| Q2 2026 | 2.14% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 93 | $328.1M | 17.27% | 0.00% | 2.14% | 108.2% |
| Q1 2026 | 93 | $330.9M | 16.62% | 0.00% | 2.05% | 104.9% |
| Q4 2025 | 92 | $331.8M | 16.19% | 0.00% | 1.95% | 104.8% |
| Q3 2025 | 90 | $326.2M | 16.58% | 0.22% | 1.89% | 105.8% |
| Q2 2025 | 90 | $303.4M | 16.88% | 0.05% | 1.79% | 108.6% |
| Q1 2025 | 88 | $305.5M | 16.63% | 0.22% | 1.62% | 103.8% |
| Q4 2024 | 89 | $297.8M | 16.65% | 0.13% | 1.59% | 104.2% |
| Q3 2024 | 88 | $289.8M | 17.14% | 0.10% | 1.53% | 106.3% |
| Q2 2024 | 90 | $273.3M | 17.50% | 0.00% | 1.65% | 108.1% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Wisconsin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Equitable Bank, S.S.B.Bank Wauwatosa, WI | 64 out of 100, Moderate | $327.1M | 9.7% | 0.05% | vs |
| Northern State BankBank Ashland, WI | 78 out of 100, Strong | $330.8M | 9.9% | 0.22% | vs |
| The First National Bank of River FallsBank River Falls, WI | 75 out of 100, Strong | $325.3M | 10.1% | 0.38% | vs |
| Clare Bank, National AssociationBank Platteville, WI | 72 out of 100, Strong | $332.5M | 11.6% | 0.85% | vs |
| Bank of AlmaBank Alma, WI | 83 out of 100, Strong | $339.5M | 50.8% | 0.97% | vs |
| Bay BankBank Green Bay, WI | 59 out of 100, Moderate | $315.7M | 11.2% | 2.03% | vs |
Deposit insurance
Is my money safe at State Bank of Newburg?
Yes. State Bank of Newburg is an FDIC-insured institution (FDIC certificate #9529). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 17.0% of deposits ($44.2M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 17.27%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
State Bank of Newburg lists 2 offices in 2 cities. Most locations:
- Newburg, WI (1)
- West Bend, WI (1)
HMDA 2025
Mortgage lending
In 2025, State Bank of Newburg reported 102 home-loan applications under HMDA (LEI 254900KSSD1QWXBEPB68): 86 originated ($31,880,000 total), 3 denied, and 8 withdrawn or closed by the applicant. Its denial rate on decided applications was 3.2%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- State Bank of Newburg
- Type
- State-chartered bank
- FDIC certificate #
- 9529
- RSSD ID
- 228345
- Primary regulator
- FDIC
- Holding company
- Sbn Community Bcorp Inc
- Established
- January 1, 1911
- Headquarters
- 300 Congress Dr Hwy 33, Newburg, WI 53060
- Website
- www.newburg.bank
- Employees
- 30
Quick answers
State Bank of Newburg: common questions
Is State Bank of Newburg FDIC insured?
Yes. State Bank of Newburg is an FDIC-insured institution (FDIC certificate #9529). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is State Bank of Newburg's TellerScore?
93 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has State Bank of Newburg ever failed?
There is no failure record for FDIC certificate #9529 in the FDIC failed bank list.
How many branches does State Bank of Newburg have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Newburg
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Sheboygan Area Credit UnionCredit union Sheboygan, WI | 97 out of 100, Very strong | $93.4M | 15.3% | 0.13% | vs |
| National Exchange Bank and TrustBank Fond Du Lac, WI | 88 out of 100, Very strong | $2.9B | 20.1% | 0.37% | vs |
| North Shore BankBank Brookfield, WI | 84 out of 100, Strong | $2.6B | 14.4% | 0.10% | vs |
| Focus Credit UnionCredit union Menomonee Falls, WI | 83 out of 100, Strong | $61.7M | 14.0% | 0.49% | vs |
| Marathon BankBank Wausau, WI | 82 out of 100, Strong | $261.1M | 15.3% | 0.03% | vs |
| WaterStone Bank, SSBBank Wauwatosa, WI | 81 out of 100, Strong | $2.3B | 15.4% | 0.36% | vs |