Side-by-side · Q2 2026 data
State Bank of Newburg vs Oostburg State Bank
Metric by metric
| Measure | State Bank of Newburg | Oostburg State Bank |
|---|---|---|
| TellerScore | 93 (stronger) | 79 |
| Capital cushion | 100 (stronger) | 66 |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 100 (stronger) | 75 |
| Funding & liquidity | 50 | 72 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 98th | 75th |
| Total assets | $328.1M | $440.2M |
| Deposits / shares | $260.1M | $388.4M |
| Capital ratio | 17.27% (stronger) | 11.64% |
| Problem loans | 0.00% (stronger) | 0.13% |
| Net charge-offs | 0.00% (stronger) | 0.13% |
| Return on assets | 2.14% (stronger) | 1.39% |
| Loans ÷ deposits | 108.2% | 81.6% (stronger) |
| Uninsured deposits | 17.0% (stronger) | 21.3% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.2% | 1.1% |
State Bank of Newburg has the higher TellerScore (93 vs 79). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Newburg leads on 6 and Oostburg State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.