Side-by-side · Q2 2026 data
State Bank of Scotia vs Generations Bank
Metric by metric
| Measure | State Bank of Scotia | Generations Bank |
|---|---|---|
| TellerScore | 59 (stronger) | 54 |
| Capital cushion | 100 (stronger) | 56 |
| Loan quality | 0 | 37 (stronger) |
| Earnings | 36 | 52 (stronger) |
| Funding & liquidity | 100 (stronger) | 68 |
| Problem-loan coverage | 67 | 75 (stronger) |
| Peer percentile | 18th | 13th |
| Total assets | $61.0M | $58.3M |
| Deposits / shares | $48.6M | $46.8M |
| Capital ratio | 19.87% (stronger) | 10.58% |
| Problem loans | 7.84% | 1.90% (stronger) |
| Net charge-offs | 0.22% | 0.00% (stronger) |
| Return on assets | 0.40% | 0.81% (stronger) |
| Loans ÷ deposits | 53.7% (stronger) | 92.7% |
| Uninsured deposits | 14.2% | 10.7% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Bank of Scotia has the higher TellerScore (59 vs 54). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Scotia leads on 3 and Generations Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.