Side-by-side · Q2 2026 data
State Bank of Southern Utah vs Medallion Bank
Metric by metric
| Measure | State Bank of Southern Utah | Medallion Bank |
|---|---|---|
| TellerScore | 79 | 88 (stronger) |
| Capital cushion | 70 | 100 (stronger) |
| Loan quality | 84 | 85 (stronger) |
| Earnings | 90 | 100 (stronger) |
| Funding & liquidity | 64 (stronger) | 50 |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 88th | 98th |
| Total assets | $2.7B | $2.8B |
| Deposits / shares | $2.4B | $2.3B |
| Capital ratio | 12.04% | 16.92% (stronger) |
| Problem loans | 0.47% | 0.45% (stronger) |
| Net charge-offs | 0.27% (stronger) | 2.90% |
| Return on assets | 1.76% | 2.15% (stronger) |
| Loans ÷ deposits | 79.3% (stronger) | 111.1% |
| Uninsured deposits | 29.9% | 0.2% (stronger) |
| Offices | 17 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.2% | — |
Medallion Bank has the higher TellerScore (88 vs 79). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Southern Utah leads on 2 and Medallion Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.