TellerScore

Medallion Bank (FDIC certificate #57449) is based in Salt Lake City, Utah. Its Q2 2026 call report shows $2.8B in total assets and $2.3B in deposits and 1 office.

Medallion Bank has a TellerScore of 88 out of 100 (very strong) based on Q2 2026 data — higher than 98% of its 897 banks with $1 billion – $10 billion. Among 45 banks headquartered in Utah, it ranks 7th. Capital cushion contributes the most (100/100, 16.92%); funding & liquidity contributes the least (50/100, 111% loans-to-deposits, 0% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 16.92%
Loan quality85/100
Noncurrent loans ÷ total loans: 0.45%
Earnings100/100
Return on assets (annualized): 2.15%
Funding & liquidity50/100
Loans ÷ deposits and uninsured-deposit share: 111.1% · 0.2% uninsured
Problem-loan coverage96/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 2.14%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (89 → 88).

TellerScore
878889Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202488
Q3 202488
Q4 202488
Q1 202589
Q2 202589
Q3 202588
Q4 202587
Q1 202688
Q2 202688
Tier 1 leverage ratio
5.00%12.15%19.30%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202416.14%
Q3 202415.66%
Q4 202415.68%
Q1 202515.96%
Q2 202519.30%
Q3 202517.50%
Q4 202517.80%
Q1 202617.38%
Q2 202616.92%
Noncurrent loans
0.39%0.50%0.61%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.47%
Q3 20240.53%
Q4 20240.51%
Q1 20250.39%
Q2 20250.39%
Q3 20250.46%
Q4 20250.61%
Q1 20260.46%
Q2 20260.45%
Return on assets
1.97%2.39%2.81%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.52%
Q3 20242.50%
Q4 20242.49%
Q1 20252.46%
Q2 20252.58%
Q3 20252.75%
Q4 20252.81%
Q1 20261.97%
Q2 20262.15%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202688$2.8B16.92%0.45%2.15%111.1%
Q1 202688$2.7B17.38%0.46%1.97%112.0%
Q4 202587$2.6B17.80%0.61%2.81%111.8%
Q3 202588$2.6B17.50%0.46%2.75%112.7%
Q2 202589$2.6B19.30%0.39%2.58%112.5%
Q1 202589$2.5B15.96%0.39%2.46%112.3%
Q4 202488$2.6B15.68%0.51%2.49%109.1%
Q3 202488$2.6B15.66%0.53%2.50%108.1%
Q2 202488$2.4B16.14%0.47%2.52%108.9%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.92%
96th
Total risk-based capital18.08%
87th
Problem loans0.45%
56th
Net charge-offs2.90%
2nd
Return on assets2.15%
92nd
Net interest margin8.58%
99th
Efficiency ratio27.7%
98th
Loans to deposits111.1%
4th
Uninsured deposits0.2%
100th
Loan-loss reserves4.21%
99th
Texas ratio2.1%
68th

Similar-size banks in Utah

InstitutionScoreAssetsCapitalProblem loansCompare
WebBankBank Salt Lake City, UT88 out of 100, Very strong$2.9B17.4%0.51%vs
State Bank of Southern UtahBank Cedar City, UT79 out of 100, Strong$2.7B12.0%0.47%vs
Nelnet BankBank Draper, UT74 out of 100, Strong$3.0B15.9%2.17%vs
Cache Valley BankBank Logan, UT73 out of 100, Strong$3.5B10.7%0.29%vs
Central BankBank Provo, UT89 out of 100, Very strong$2.2B15.4%0.47%vs
Square Financial Services, Inc.Bank Salt Lake City, UT84 out of 100, Strong$2.1B65.2%0.67%vs

Deposit insurance

Is my money safe at Medallion Bank?

Yes. Medallion Bank is an FDIC-insured institution (FDIC certificate #57449). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 0.2% of deposits ($5.4M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 16.92%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 18.08% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Medallion Bank lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Medallion Bank
Type
State-chartered bank
FDIC certificate #
57449
RSSD ID
3228908
Primary regulator
FDIC
Established
December 22, 2003
Headquarters
1100 E 6600 S, Salt Lake City, UT 84121
Employees
156

Quick answers

Medallion Bank: common questions

Is Medallion Bank FDIC insured?

Yes. Medallion Bank is an FDIC-insured institution (FDIC certificate #57449). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Medallion Bank's TellerScore?

88 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Medallion Bank ever failed?

There is no failure record for FDIC certificate #57449 in the FDIC failed bank list.

How many branches does Medallion Bank have?

1 office as of the latest FDIC data.

Nearby

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