Side-by-side · Q2 2026 data
State Bank of Texas vs Fort Worth City Credit Union
Metric by metric
| Measure | State Bank of Texas | Fort Worth City Credit Union |
|---|---|---|
| TellerScore | 74 | 93 (stronger) |
| Capital cushion | 100 (stronger) | 81 |
| Loan quality | 28 | 99 (stronger) |
| Earnings | 100 (stronger) | 97 |
| Funding & liquidity | 61 | 97 (stronger) |
| Problem-loan coverage | 77 | 100 (stronger) |
| Peer percentile | 74th | 97th |
| Total assets | $2.6B | $336.8M |
| Deposits / shares | $2.1B | $296.1M |
| Capital ratio | 15.71% (stronger) | 13.10% |
| Problem loans | 2.16% | 0.03% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.08% |
| Return on assets | 4.24% (stronger) | 1.91% |
| Loans ÷ deposits | 96.8% | 63.5% (stronger) |
| Uninsured deposits | 16.6% | 2.8% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 38.4% |
Fort Worth City Credit Union has the higher TellerScore (93 vs 74). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Texas leads on 3 and Fort Worth City Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.