Headquartered in Fort Worth, Texas, Fort Worth City Credit Union is a federally insured state-chartered credit union with $336.8M in total assets and $296.1M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1934.
Fort Worth City Credit Union has a TellerScore of 93 out of 100 (very strong) based on Q2 2026 data — higher than 97% of its 1,341 credit unions with $100 million – $1 billion. Among 380 credit unions headquartered in Texas, it ranks 24th. Problem-loan coverage contributes the most (100/100, 0.1%); capital cushion contributes the least (81/100, 13.10%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 7 points (86 → 93), mostly because the earnings component improved by 23 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 83 |
| Q3 2024 | 83 |
| Q4 2024 | 81 |
| Q1 2025 | 86 |
| Q2 2025 | 86 |
| Q3 2025 | 87 |
| Q4 2025 | 84 |
| Q1 2026 | 92 |
| Q2 2026 | 93 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 12.20% |
| Q3 2024 | 12.39% |
| Q4 2024 | 12.44% |
| Q1 2025 | 12.28% |
| Q2 2025 | 12.65% |
| Q3 2025 | 12.81% |
| Q4 2025 | 12.59% |
| Q1 2026 | 12.68% |
| Q2 2026 | 13.10% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.08% |
| Q3 2024 | 0.10% |
| Q4 2024 | 0.08% |
| Q1 2025 | 0.05% |
| Q2 2025 | 0.10% |
| Q3 2025 | 0.07% |
| Q4 2025 | 0.03% |
| Q1 2026 | 0.03% |
| Q2 2026 | 0.03% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.01% |
| Q3 2024 | 1.01% |
| Q4 2024 | 0.70% |
| Q1 2025 | 1.37% |
| Q2 2025 | 1.34% |
| Q3 2025 | 1.36% |
| Q4 2025 | 1.01% |
| Q1 2026 | 1.92% |
| Q2 2026 | 1.91% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 93 | $336.8M | 13.10% | 0.03% | 1.91% | 63.5% |
| Q1 2026 | 92 | $335.1M | 12.68% | 0.03% | 1.92% | 63.2% |
| Q4 2025 | 84 | $324.7M | 12.59% | 0.03% | 1.01% | 64.7% |
| Q3 2025 | 87 | $320.0M | 12.81% | 0.07% | 1.36% | 64.2% |
| Q2 2025 | 86 | $314.9M | 12.65% | 0.10% | 1.34% | 64.1% |
| Q1 2025 | 86 | $316.0M | 12.28% | 0.05% | 1.37% | 61.3% |
| Q4 2024 | 81 | $303.1M | 12.44% | 0.08% | 0.70% | 63.3% |
| Q3 2024 | 83 | $306.7M | 12.39% | 0.10% | 1.01% | 61.0% |
| Q2 2024 | 83 | $305.2M | 12.20% | 0.08% | 1.01% | 60.8% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Synergy Federal Credit UnionCredit union San Antonio, TX | 86 out of 100, Very strong | $334.2M | 15.8% | 0.29% | vs |
| First Basin Credit UnionCredit union Odessa, TX | 75 out of 100, Strong | $343.2M | 11.5% | 0.29% | vs |
| Texoma Community Credit UnionCredit union Wichita Falls, TX | 63 out of 100, Moderate | $325.5M | 11.2% | 0.70% | vs |
| Gulf Credit UnionCredit union Groves, TX | 68 out of 100, Moderate | $348.6M | 10.0% | 0.45% | vs |
| Evolve Federal Credit UnionCredit union El Paso, TX | 70 out of 100, Strong | $323.2M | 10.8% | 0.04% | vs |
| Acfcu Federal Credit UnionCredit union Amarillo, TX | 57 out of 100, Moderate | $319.0M | 8.6% | 1.06% | vs |
Deposit insurance
Is my money safe at Fort Worth City Credit Union?
Yes. Fort Worth City Credit Union is a federally insured credit union (NCUA charter #67532). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 2.8% of shares and deposits ($8.2M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 13.10%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Fort Worth City Credit Union lists 2 offices in 1 city. Most locations:
- Fort Worth, TX (2)
HMDA 2025
Mortgage lending
In 2025, Fort Worth City Credit Union reported 229 home-loan applications under HMDA (LEI 549300EW5YD0HPCTME62): 111 originated ($16,995,000 total), 73 denied, and 39 withdrawn or closed by the applicant. Its denial rate on decided applications was 38.4%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Fort Worth City Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 67532
- RSSD ID
- 704595
- Primary regulator
- State + NCUA
- Established
- 1934
- Headquarters
- PO Box 100099, Fort Worth, TX 76185
- Employees
- 45
Quick answers
Fort Worth City Credit Union: common questions
Is Fort Worth City Credit Union NCUA insured?
Yes. Fort Worth City Credit Union is a federally insured credit union (NCUA charter #67532). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Fort Worth City Credit Union's TellerScore?
93 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Fort Worth City Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Fort Worth
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Light Commerce Credit UnionCredit union Houston, TX | 92 out of 100, Very strong | $5.0M | 26.8% | 0.93% | vs |
| Ben E Keith Company Employees Federal Credit UnionCredit union Fort Worth, TX | 89 out of 100, Very strong | $11.9M | 20.9% | 1.07% | vs |
| First National Bank of BurlesonBank Burleson, TX | 89 out of 100, Very strong | $250.8M | 12.6% | 0.00% | vs |
| Datcu Credit UnionCredit union Denton, TX | 89 out of 100, Very strong | $1.8B | 17.2% | 0.13% | vs |
| Allied Federal Credit UnionCredit union Arlington, TX | 88 out of 100, Very strong | $137.6M | 12.2% | 0.23% | vs |
| Charles Schwab Trust BankBank Westlake, TX | 88 out of 100, Very strong | $10.5B | 10.9% | 0.00% | vs |