Side-by-side · Q2 2026 data
State Bank of Texas vs Metro Medical Credit Union
Metric by metric
| Measure | State Bank of Texas | Metro Medical Credit Union |
|---|---|---|
| TellerScore | 74 | 91 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 28 | 78 (stronger) |
| Earnings | 100 (stronger) | 84 |
| Funding & liquidity | 61 | 100 (stronger) |
| Problem-loan coverage | 77 | 98 (stronger) |
| Peer percentile | 74th | 90th |
| Total assets | $2.6B | $82.7M |
| Deposits / shares | $2.1B | $67.2M |
| Capital ratio | 15.71% | 17.85% (stronger) |
| Problem loans | 2.16% | 0.66% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.28% |
| Return on assets | 4.24% (stronger) | 1.60% |
| Loans ÷ deposits | 96.8% | 39.7% (stronger) |
| Uninsured deposits | 16.6% | 10.8% (stronger) |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 37.5% |
Metro Medical Credit Union has the higher TellerScore (91 vs 74). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Texas leads on 2 and Metro Medical Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.