Side-by-side · Q2 2026 data
State Bank of the Lakes, National Association vs Lakeside Bank
Metric by metric
| Measure | State Bank of the Lakes, National Association | Lakeside Bank |
|---|---|---|
| TellerScore | 71 | 75 (stronger) |
| Capital cushion | 40 | 60 (stronger) |
| Loan quality | 94 | 99 (stronger) |
| Earnings | 77 | 92 (stronger) |
| Funding & liquidity | 67 (stronger) | 26 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 63rd | 77th |
| Total assets | $2.8B | $2.9B |
| Deposits / shares | $2.4B | $2.5B |
| Capital ratio | 9.05% | 10.99% (stronger) |
| Problem loans | 0.18% | 0.03% (stronger) |
| Net charge-offs | 0.07% | -0.02% (stronger) |
| Return on assets | 1.43% | 1.81% (stronger) |
| Loans ÷ deposits | 87.3% (stronger) | 93.4% |
| Uninsured deposits | 20.5% (stronger) | 51.7% |
| Offices | 10 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.8% | 2.2% |
Lakeside Bank has the higher TellerScore (75 vs 71). On the 7 directional measures above (where higher or lower is clearly better), State Bank of the Lakes, National Association leads on 2 and Lakeside Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.