Side-by-side · Q2 2026 data
State Bank of Toulon vs Community State Bank
Metric by metric
| Measure | State Bank of Toulon | Community State Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 62 |
| Capital cushion | 55 (stronger) | 44 |
| Loan quality | 96 (stronger) | 54 |
| Earnings | 76 (stronger) | 72 |
| Funding & liquidity | 74 | 86 (stronger) |
| Problem-loan coverage | 98 (stronger) | 82 |
| Peer percentile | 68th | 22nd |
| Total assets | $343.4M | $441.9M |
| Deposits / shares | $298.6M | $399.1M |
| Capital ratio | 10.46% (stronger) | 9.41% |
| Problem loans | 0.13% (stronger) | 1.38% |
| Net charge-offs | 0.05% | -0.02% (stronger) |
| Return on assets | 1.39% (stronger) | 1.30% |
| Loans ÷ deposits | 73.9% (stronger) | 74.6% |
| Uninsured deposits | 26.3% | 5.3% (stronger) |
| Offices | 3 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.9% | 3.3% |
State Bank of Toulon has the higher TellerScore (77 vs 62). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Toulon leads on 5 and Community State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Kewanee, IL
- Galva, IL