Side-by-side · Q2 2026 data
State Bank of Toulon vs Gale Credit Union
Metric by metric
| Measure | State Bank of Toulon | Gale Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 73 |
| Capital cushion | 55 | 56 (stronger) |
| Loan quality | 96 (stronger) | 89 |
| Earnings | 76 (stronger) | 55 |
| Funding & liquidity | 74 | 86 (stronger) |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 68th | 47th |
| Total assets | $343.4M | $73.7M |
| Deposits / shares | $298.6M | $65.7M |
| Capital ratio | 10.46% | 10.62% (stronger) |
| Problem loans | 0.13% (stronger) | 0.33% |
| Net charge-offs | 0.05% (stronger) | 0.14% |
| Return on assets | 1.39% (stronger) | 0.88% |
| Loans ÷ deposits | 73.9% (stronger) | 74.1% |
| Uninsured deposits | 26.3% | 3.3% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.9% | — |
State Bank of Toulon has the higher TellerScore (77 vs 73). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Toulon leads on 5 and Gale Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.