Side-by-side · Q2 2026 data
State Bank of Whittington vs Union Savings Bank
Metric by metric
| Measure | State Bank of Whittington | Union Savings Bank |
|---|---|---|
| TellerScore | 51 | 66 (stronger) |
| Capital cushion | 65 (stronger) | 45 |
| Loan quality | 0 | 91 (stronger) |
| Earnings | 69 (stronger) | 32 |
| Funding & liquidity | 85 | 91 (stronger) |
| Problem-loan coverage | 47 | 96 (stronger) |
| Peer percentile | 8th | 31st |
| Total assets | $180.1M | $182.0M |
| Deposits / shares | $159.7M | $166.1M |
| Capital ratio | 11.55% (stronger) | 9.52% |
| Problem loans | 4.43% | 0.27% (stronger) |
| Net charge-offs | 0.33% | 0.01% (stronger) |
| Return on assets | 1.22% (stronger) | 0.31% |
| Loans ÷ deposits | 75.3% | 69.4% (stronger) |
| Uninsured deposits | 13.5% | 6.6% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.1% |
Union Savings Bank has the higher TellerScore (66 vs 51). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Whittington leads on 2 and Union Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.