Side-by-side · Q2 2026 data
State Central Bank vs Aim Credit Union
Metric by metric
| Measure | State Central Bank | Aim Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 79 |
| Capital cushion | 100 (stronger) | 81 |
| Loan quality | 63 | 80 (stronger) |
| Earnings | 83 (stronger) | 62 |
| Funding & liquidity | 83 | 84 (stronger) |
| Problem-loan coverage | 93 | 94 (stronger) |
| Peer percentile | 76th | 76th |
| Total assets | $63.2M | $201.2M |
| Deposits / shares | $50.6M | $173.6M |
| Capital ratio | 16.11% (stronger) | 13.12% |
| Problem loans | 1.11% | 0.60% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.18% |
| Return on assets | 1.57% (stronger) | 1.05% |
| Loans ÷ deposits | 71.7% (stronger) | 75.9% |
| Uninsured deposits | 20.4% | 1.6% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.5% |
State Central Bank has the higher TellerScore (84 vs 79). On the 7 directional measures above (where higher or lower is clearly better), State Central Bank leads on 5 and Aim Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.