Side-by-side · Q2 2026 data
State Central Bank vs Farmers State Bank
Metric by metric
| Measure | State Central Bank | Farmers State Bank |
|---|---|---|
| TellerScore | 84 | 90 (stronger) |
| Capital cushion | 100 (stronger) | 70 |
| Loan quality | 63 | 100 (stronger) |
| Earnings | 83 | 100 (stronger) |
| Funding & liquidity | 83 | 92 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 76th | 89th |
| Total assets | $63.2M | $72.6M |
| Deposits / shares | $50.6M | $64.2M |
| Capital ratio | 16.11% (stronger) | 12.03% |
| Problem loans | 1.11% | 0.00% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.57% | 2.09% (stronger) |
| Loans ÷ deposits | 71.7% | 62.6% (stronger) |
| Uninsured deposits | 20.4% | 20.4% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers State Bank has the higher TellerScore (90 vs 84). On the 7 directional measures above (where higher or lower is clearly better), State Central Bank leads on 1 and Farmers State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.