Side-by-side · Q2 2026 data
State Central Bank vs The Libertyville Savings Bank
Metric by metric
| Measure | State Central Bank | The Libertyville Savings Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 73 |
| Capital cushion | 100 (stronger) | 60 |
| Loan quality | 63 | 70 (stronger) |
| Earnings | 83 (stronger) | 79 |
| Funding & liquidity | 83 (stronger) | 81 |
| Problem-loan coverage | 93 (stronger) | 91 |
| Peer percentile | 76th | 53rd |
| Total assets | $63.2M | $384.1M |
| Deposits / shares | $50.6M | $299.1M |
| Capital ratio | 16.11% (stronger) | 11.04% |
| Problem loans | 1.11% | 0.90% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.09% |
| Return on assets | 1.57% (stronger) | 1.49% |
| Loans ÷ deposits | 71.7% (stronger) | 75.3% |
| Uninsured deposits | 20.4% | 18.6% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Central Bank has the higher TellerScore (84 vs 73). On the 7 directional measures above (where higher or lower is clearly better), State Central Bank leads on 5 and The Libertyville Savings Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.