Side-by-side · Q2 2026 data
State Department Federal Credit Union vs Northwest Federal Credit Union
Credit union
State Department Federal Credit Union
Alexandria, Virginia · $1 billion – $10 billion
Metric by metric
| Measure | State Department Federal Credit Union | Northwest Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 69 (stronger) |
| Capital cushion | 58 | 68 (stronger) |
| Loan quality | 71 | 87 (stronger) |
| Earnings | 40 (stronger) | 35 |
| Funding & liquidity | 87 (stronger) | 69 |
| Problem-loan coverage | 91 | 95 (stronger) |
| Peer percentile | 41st | 54th |
| Total assets | $2.9B | $4.6B |
| Deposits / shares | $2.4B | $3.5B |
| Capital ratio | 10.78% | 11.84% (stronger) |
| Problem loans | 0.86% | 0.39% (stronger) |
| Net charge-offs | 0.61% | 0.23% (stronger) |
| Return on assets | 0.49% (stronger) | 0.37% |
| Loans ÷ deposits | 65.5% (stronger) | 87.4% |
| Uninsured deposits | 22.2% | 18.3% (stronger) |
| Offices | 6 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.1% | 23.7% |
Northwest Federal Credit Union has the higher TellerScore (69 vs 65). On the 7 directional measures above (where higher or lower is clearly better), State Department Federal Credit Union leads on 2 and Northwest Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.