The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 4 points (61 → 65), mostly because the earnings component improved by 10 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Virginia

Yes. State Department Federal Credit Union is a federally insured credit union (NCUA charter #435). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 22.2% of shares and deposits ($536.3M) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 10.78%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

State Department Federal Credit Union lists 6 offices in 4 cities across 3 states. Most locations:

• Alexandria, VA (2)
• Arlington, VA (2)
• Charleston, SC (1)
• Washington, DC (1)

All branch addresses and map

In 2025, State Department Federal Credit Union reported 1,041 home-loan applications under HMDA (LEI 254900EZRN0CBEP77K34): 563 originated ($137,025,000 total), 292 denied, and 160 withdrawn or closed by the applicant. Its denial rate on decided applications was 33.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

State Department Federal Credit Union

Type

Federal credit union

NCUA charter #

435

RSSD ID

730772

Primary regulator

NCUA

Established

1935

Headquarters

1630 King Street, Alexandria, VA 22314

Employees

237