Side-by-side · Q2 2026 data
State National Bank vs The Donley County State Bank
Metric by metric
| Measure | State National Bank | The Donley County State Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 66 |
| Capital cushion | 76 | 100 (stronger) |
| Loan quality | 88 (stronger) | 8 |
| Earnings | 53 | 55 (stronger) |
| Funding & liquidity | 54 | 92 (stronger) |
| Problem-loan coverage | 86 | 96 (stronger) |
| Peer percentile | 45th | 28th |
| Total assets | $55.1M | $49.7M |
| Deposits / shares | $47.7M | $39.1M |
| Capital ratio | 12.60% | 20.86% (stronger) |
| Problem loans | 0.35% (stronger) | 2.77% |
| Net charge-offs | -0.07% (stronger) | 0.00% |
| Return on assets | 0.83% | 0.87% (stronger) |
| Loans ÷ deposits | 90.3% | 17.8% (stronger) |
| Uninsured deposits | 29.3% | 22.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State National Bank has the higher TellerScore (72 vs 66). On the 7 directional measures above (where higher or lower is clearly better), State National Bank leads on 3 and The Donley County State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.