The Donley County State Bank is a state-chartered bank headquartered in Clarendon, Texas, in business for about 120 years. At the end of Q2 2026 it reported $49.7M in total assets and $39.1M in deposits, with 1 office.
Based on its Q2 2026 filing, The Donley County State Bank scores 66/100, which we describe as moderate. That is higher than only 28% of 546 banks with under $100 million in assets. Among 349 banks headquartered in Texas, it ranks 263rd. Its strongest component is capital cushion (100/100; 20.86%), and its lowest is loan quality (8/100; 2.77%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 24 points (90 → 66), mostly because the loan quality component weakened by 79 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 87 |
| Q3 2024 | 87 |
| Q4 2024 | 87 |
| Q1 2025 | 89 |
| Q2 2025 | 90 |
| Q3 2025 | 70 |
| Q4 2025 | 73 |
| Q1 2026 | 67 |
| Q2 2026 | 66 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 18.92% |
| Q3 2024 | 18.76% |
| Q4 2024 | 17.87% |
| Q1 2025 | 18.15% |
| Q2 2025 | 19.37% |
| Q3 2025 | 20.47% |
| Q4 2025 | 19.89% |
| Q1 2026 | 20.92% |
| Q2 2026 | 20.86% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.41% |
| Q3 2024 | 0.43% |
| Q4 2024 | 0.41% |
| Q1 2025 | 0.40% |
| Q2 2025 | 0.39% |
| Q3 2025 | 22.04% |
| Q4 2025 | 3.01% |
| Q1 2026 | 3.07% |
| Q2 2026 | 2.77% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.00% |
| Q3 2024 | 1.04% |
| Q4 2024 | 1.08% |
| Q1 2025 | 1.14% |
| Q2 2025 | 1.27% |
| Q3 2025 | 2.34% |
| Q4 2025 | 2.29% |
| Q1 2026 | 1.06% |
| Q2 2026 | 0.87% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 66 | $49.7M | 20.86% | 2.77% | 0.87% | 17.8% |
| Q1 2026 | 67 | $47.3M | 20.92% | 3.07% | 1.06% | 17.2% |
| Q4 2025 | 73 | $50.0M | 19.89% | 3.01% | 2.29% | 16.7% |
| Q3 2025 | 70 | $49.1M | 20.47% | 22.04% | 2.34% | 18.3% |
| Q2 2025 | 90 | $47.0M | 19.37% | 0.39% | 1.27% | 21.4% |
| Q1 2025 | 89 | $48.2M | 18.15% | 0.40% | 1.14% | 21.3% |
| Q4 2024 | 87 | $50.1M | 17.87% | 0.41% | 1.08% | 19.5% |
| Q3 2024 | 87 | $48.5M | 18.76% | 0.43% | 1.04% | 20.1% |
| Q2 2024 | 87 | $46.3M | 18.92% | 0.41% | 1.00% | 22.1% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Lovelady State BankBank Lovelady, TX | 73 out of 100, Strong | $52.5M | 12.8% | 1.42% | vs |
| The Granger National BankBank Granger, TX | 73 out of 100, Strong | $53.5M | 13.6% | 0.11% | vs |
| The First National Bank of MoodyBank Moody, TX | 92 out of 100, Very strong | $54.2M | 18.3% | 0.00% | vs |
| State National BankBank Groom, TX | 72 out of 100, Strong | $55.1M | 12.6% | 0.35% | vs |
| Robert Lee State BankBank Robert Lee, TX | 64 out of 100, Moderate | $42.9M | 14.1% | 2.09% | vs |
| Amistad BankBank Del Rio, TX | 86 out of 100, Very strong | $57.0M | 15.3% | 0.00% | vs |
Deposit insurance
Is my money safe at The Donley County State Bank?
Yes. The Donley County State Bank is an FDIC-insured institution (FDIC certificate #11891). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 22.0% of deposits ($8.6M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 20.86%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 69.58% (benchmark: 10%).
1 location
Branches
The Donley County State Bank lists 1 office in 1 city. Most locations:
- Clarendon, TX (1)
Identity & history
Profile
- Legal name
- The Donley County State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 11891
- RSSD ID
- 753856
- Primary regulator
- FDIC
- Holding company
- Donley County Bancshares Inc
- Established
- January 1, 1906
- Headquarters
- 201 South Kearney St, Clarendon, TX 79226
- Website
- donleybank.com
- Employees
- 9
Quick answers
The Donley County State Bank: common questions
Is The Donley County State Bank FDIC insured?
Yes. The Donley County State Bank is an FDIC-insured institution (FDIC certificate #11891). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Donley County State Bank's TellerScore?
66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Donley County State Bank ever failed?
There is no failure record for FDIC certificate #11891 in the FDIC failed bank list.
How many branches does The Donley County State Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Clarendon
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank19Bank Memphis, TX | 90 out of 100, Very strong | $147.8M | 15.3% | 0.00% | vs |
| BOC BankBank Mclean, TX | 81 out of 100, Strong | $203.4M | 12.4% | 0.00% | vs |
| Centennial BankBank Conway, AR | 79 out of 100, Strong | $24.6B | 12.6% | 0.55% | vs |
| State National BankBank Groom, TX | 72 out of 100, Strong | $55.1M | 12.6% | 0.35% | vs |
| Pilgrim BankBank Pittsburg, TX | 68 out of 100, Moderate | $714.6M | 10.2% | 0.15% | vs |
| Herring BankBank Amarillo, TX | 66 out of 100, Moderate | $540.5M | 12.2% | 0.55% | vs |