Side-by-side · Q2 2026 data
State Police Credit Union Inc. vs Unity Financial Credit Union
Credit union
State Police Credit Union Inc.
Meriden, Connecticut · Under $100 million in assets
Metric by metric
| Measure | State Police Credit Union Inc. | Unity Financial Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 73 |
| Capital cushion | 100 (stronger) | 82 |
| Loan quality | 98 (stronger) | 88 |
| Earnings | 57 (stronger) | 26 |
| Funding & liquidity | 100 (stronger) | 79 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 90th | 47th |
| Total assets | $84.0M | $63.9M |
| Deposits / shares | $70.8M | $55.7M |
| Capital ratio | 15.10% (stronger) | 13.15% |
| Problem loans | 0.06% (stronger) | 0.35% |
| Net charge-offs | -0.00% (stronger) | 0.23% |
| Return on assets | 0.92% (stronger) | 0.16% |
| Loans ÷ deposits | 29.0% (stronger) | 80.8% |
| Uninsured deposits | 13.0% | 0.0% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Police Credit Union Inc. has the higher TellerScore (91 vs 73). On the 7 directional measures above (where higher or lower is clearly better), State Police Credit Union Inc. leads on 6 and Unity Financial Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.