Side-by-side · Q2 2026 data
State Savings Bank vs Fairfax State Savings Bank
Metric by metric
| Measure | State Savings Bank | Fairfax State Savings Bank |
|---|---|---|
| TellerScore | 58 | 67 (stronger) |
| Capital cushion | 37 | 45 (stronger) |
| Loan quality | 66 | 92 (stronger) |
| Earnings | 70 (stronger) | 49 |
| Funding & liquidity | 51 | 87 (stronger) |
| Problem-loan coverage | 84 (stronger) | 77 |
| Peer percentile | 16th | 34th |
| Total assets | $291.9M | $287.0M |
| Deposits / shares | $222.1M | $229.5M |
| Capital ratio | 8.67% | 9.46% (stronger) |
| Problem loans | 1.02% | 0.25% (stronger) |
| Net charge-offs | 0.52% | -0.09% (stronger) |
| Return on assets | 1.26% (stronger) | 0.73% |
| Loans ÷ deposits | 104.4% | 68.0% (stronger) |
| Uninsured deposits | 19.0% (stronger) | 19.9% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.0% | 16.9% |
Fairfax State Savings Bank has the higher TellerScore (67 vs 58). On the 7 directional measures above (where higher or lower is clearly better), State Savings Bank leads on 2 and Fairfax State Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.