Side-by-side · Q2 2026 data
State Street Bank and Trust Company vs Beacon Bank and Trust
Metric by metric
| Measure | State Street Bank and Trust Company | Beacon Bank and Trust |
|---|---|---|
| TellerScore | 52 | 59 (stronger) |
| Capital cushion | 8 | 48 (stronger) |
| Loan quality | 81 (stronger) | 70 |
| Earnings | 59 | 62 (stronger) |
| Funding & liquidity | 50 (stronger) | 40 |
| Problem-loan coverage | 98 (stronger) | 88 |
| Peer percentile | 0th | 25th |
| Total assets | $412.6B | $22.2B |
| Deposits / shares | $326.2B | $18.6B |
| Capital ratio | 5.85% | 9.83% (stronger) |
| Problem loans | 0.56% (stronger) | 0.90% |
| Net charge-offs | 0.17% (stronger) | 0.31% |
| Return on assets | 0.97% | 1.05% (stronger) |
| Loans ÷ deposits | 16.0% (stronger) | 94.3% |
| Uninsured deposits | 75.9% | 38.3% (stronger) |
| Offices | 3 | 149 |
| CFPB complaints (3 yrs) | — | 83 |
| Complaints per $1B deposits | — | 4.5 |
| Mortgage denial rate (HMDA) | — | 26.1% |
Beacon Bank and Trust has the higher TellerScore (59 vs 52). On the 7 directional measures above (where higher or lower is clearly better), State Street Bank and Trust Company leads on 3 and Beacon Bank and Trust on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.