State Street Bank and Trust Company (FDIC certificate #14) is based in Boston, Massachusetts. Its Q2 2026 call report shows $412.6B in total assets and $326.2B in deposits and 3 offices across 3 states.
State Street Bank and Trust Company has a TellerScore of 52 out of 100 (below average) based on Q2 2026 data — higher than only 0% of its 32 banks with over $100 billion. Among 92 banks headquartered in Massachusetts, it ranks 79th. Problem-loan coverage contributes the most (98/100, 1.0%); capital cushion contributes the least (8/100, 5.85%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (53 → 52).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 52 |
| Q3 2024 | 53 |
| Q4 2024 | 53 |
| Q1 2025 | 52 |
| Q2 2025 | 53 |
| Q3 2025 | 52 |
| Q4 2025 | 52 |
| Q1 2026 | 52 |
| Q2 2026 | 52 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 6.13% |
| Q3 2024 | 6.21% |
| Q4 2024 | 6.09% |
| Q1 2025 | 6.04% |
| Q2 2025 | 6.04% |
| Q3 2025 | 6.22% |
| Q4 2025 | 6.15% |
| Q1 2026 | 5.95% |
| Q2 2026 | 5.85% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.50% |
| Q3 2024 | 0.46% |
| Q4 2024 | 0.44% |
| Q1 2025 | 0.51% |
| Q2 2025 | 0.40% |
| Q3 2025 | 0.50% |
| Q4 2025 | 0.55% |
| Q1 2026 | 0.44% |
| Q2 2026 | 0.56% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.80% |
| Q3 2024 | 0.82% |
| Q4 2024 | 0.85% |
| Q1 2025 | 0.82% |
| Q2 2025 | 0.79% |
| Q3 2025 | 0.84% |
| Q4 2025 | 0.83% |
| Q1 2026 | 0.81% |
| Q2 2026 | 0.97% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 52 | $412.6B | 5.85% | 0.56% | 0.97% | 16.0% |
| Q1 2026 | 52 | $386.5B | 5.95% | 0.44% | 0.81% | 16.4% |
| Q4 2025 | 52 | $360.7B | 6.15% | 0.55% | 0.83% | 16.7% |
| Q3 2025 | 52 | $366.1B | 6.22% | 0.50% | 0.84% | 16.3% |
| Q2 2025 | 53 | $371.8B | 6.04% | 0.40% | 0.79% | 16.4% |
| Q1 2025 | 52 | $368.2B | 6.04% | 0.51% | 0.82% | 16.1% |
| Q4 2024 | 53 | $349.0B | 6.09% | 0.44% | 0.85% | 16.2% |
| Q3 2024 | 53 | $334.3B | 6.21% | 0.46% | 0.82% | 16.5% |
| Q2 2024 | 52 | $321.5B | 6.13% | 0.50% | 0.80% | 16.1% |
32 peers · Over $100 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Deposit insurance
Is my money safe at State Street Bank and Trust Company?
Yes. State Street Bank and Trust Company is an FDIC-insured institution (FDIC certificate #14). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 75.9% of deposits ($247.6B) are above the $250,000 FDIC insurance limit, above the peer median of 43%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 5.85%, slightly above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 15.21% (benchmark: 10%).
3 locations
Branches
State Street Bank and Trust Company lists 3 offices in 3 cities across 3 states. Most locations:
- Boston, MA (1)
- Jersey City, NJ (1)
- Kansas City, MO (1)
Identity & history
Profile
- Legal name
- State Street Bank and Trust Company
- Former names
- Second Bank-State Street Trust Company; State Street Trust Company
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 14
- RSSD ID
- 35301
- Primary regulator
- FED
- Holding company
- State Street Corp
- Established
- January 1, 1792
- Headquarters
- One Congress Street, Boston, MA 02114
- Website
- www.statestreet.com
- Employees
- 48,653
Quick answers
State Street Bank and Trust Company: common questions
Is State Street Bank and Trust Company FDIC insured?
Yes. State Street Bank and Trust Company is an FDIC-insured institution (FDIC certificate #14). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is State Street Bank and Trust Company's TellerScore?
52 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has State Street Bank and Trust Company ever failed?
There is no failure record for FDIC certificate #14 in the FDIC failed bank list.
How many branches does State Street Bank and Trust Company have?
3 offices as of the latest FDIC data, in 3 states.
Nearby
Highest-scoring banks and credit unions with branches near Boston
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Alpha Credit UnionCredit union Boston, MA | 97 out of 100, Very strong | $35.1M | 18.8% | 0.14% | vs |
| Cambridge Municipal Employees Federal Credit UnionCredit union Cambridge, MA | 97 out of 100, Very strong | $10.2M | 24.8% | 0.12% | vs |
| Somerville Mass Firefighters Federal Credit UnionCredit union Somerville, MA | 92 out of 100, Very strong | $7.4M | 19.6% | 0.00% | vs |
| Cambridge Firefighters Federal Credit UnionCredit union Cambridge, MA | 92 out of 100, Very strong | $14.2M | 25.8% | 0.27% | vs |
| Watertown Municipal Credit UnionCredit union Watertown, MA | 91 out of 100, Very strong | $9.7M | 36.9% | 0.00% | vs |
| Danvers Municipal Federal Credit UnionCredit union Danvers, MA | 91 out of 100, Very strong | $8.2M | 39.0% | 0.00% | vs |