Side-by-side · Q2 2026 data
Statewide Federal Credit Union vs Mutual Federal Credit Union
Metric by metric
| Measure | Statewide Federal Credit Union | Mutual Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 84 (stronger) |
| Capital cushion | 45 | 90 (stronger) |
| Loan quality | 80 (stronger) | 64 |
| Earnings | 58 | 88 (stronger) |
| Funding & liquidity | 93 | 96 (stronger) |
| Problem-loan coverage | 92 (stronger) | 90 |
| Peer percentile | 45th | 86th |
| Total assets | $211.4M | $528.5M |
| Deposits / shares | $189.9M | $458.9M |
| Capital ratio | 9.51% | 13.98% (stronger) |
| Problem loans | 0.59% (stronger) | 1.08% |
| Net charge-offs | 1.10% | 0.85% (stronger) |
| Return on assets | 0.96% | 1.69% (stronger) |
| Loans ÷ deposits | 67.1% | 64.1% (stronger) |
| Uninsured deposits | 3.4% (stronger) | 5.4% |
| Offices | 4 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mutual Federal Credit Union has the higher TellerScore (84 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Statewide Federal Credit Union leads on 2 and Mutual Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.