Side-by-side · Q2 2026 data
Statewide Federal Credit Union vs Shelby/Bolivar County Federal Credit Union
Credit union
Shelby/Bolivar County Federal Credit Union
Boyle, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Statewide Federal Credit Union | Shelby/Bolivar County Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 71 (stronger) |
| Capital cushion | 45 | 100 (stronger) |
| Loan quality | 80 (stronger) | 0 |
| Earnings | 58 | 85 (stronger) |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 92 (stronger) | 86 |
| Peer percentile | 45th | 42nd |
| Total assets | $211.4M | $4.5M |
| Deposits / shares | $189.9M | $3.5M |
| Capital ratio | 9.51% | 20.25% (stronger) |
| Problem loans | 0.59% (stronger) | 5.89% |
| Net charge-offs | 1.10% | -1.40% (stronger) |
| Return on assets | 0.96% | 1.61% (stronger) |
| Loans ÷ deposits | 67.1% | 28.9% (stronger) |
| Uninsured deposits | 3.4% | 0.0% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Shelby/Bolivar County Federal Credit Union has the higher TellerScore (71 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Statewide Federal Credit Union leads on 1 and Shelby/Bolivar County Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.