Side-by-side · Q2 2026 data
Stearns Bank National Association vs Minnwest Bank
Metric by metric
| Measure | Stearns Bank National Association | Minnwest Bank |
|---|---|---|
| TellerScore | 67 | 68 (stronger) |
| Capital cushion | 100 (stronger) | 58 |
| Loan quality | 12 | 81 (stronger) |
| Earnings | 100 (stronger) | 66 |
| Funding & liquidity | 49 | 57 (stronger) |
| Problem-loan coverage | 65 | 89 (stronger) |
| Peer percentile | 44th | 49th |
| Total assets | $3.3B | $2.9B |
| Deposits / shares | $2.4B | $2.6B |
| Capital ratio | 15.42% (stronger) | 10.80% |
| Problem loans | 2.65% | 0.56% (stronger) |
| Net charge-offs | 2.05% | 0.20% (stronger) |
| Return on assets | 2.09% (stronger) | 1.14% |
| Loans ÷ deposits | 114.8% | 90.3% (stronger) |
| Uninsured deposits | 15.9% (stronger) | 26.4% |
| Offices | 8 | 33 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.9% |
Minnwest Bank has the higher TellerScore (68 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Stearns Bank National Association leads on 3 and Minnwest Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.