Side-by-side · Q2 2026 data
Steel Strong Community Federal Credit Union vs Pagoda Federal Credit Union
Credit union
Steel Strong Community Federal Credit Union
Elizabeth, Pennsylvania · Under $100 million in assets
Credit union
Pagoda Federal Credit Union
Reading, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Steel Strong Community Federal Credit Union | Pagoda Federal Credit Union |
|---|---|---|
| TellerScore | 87 | 87 |
| Capital cushion | 100 (stronger) | 70 |
| Loan quality | 73 | 90 (stronger) |
| Earnings | 78 | 93 (stronger) |
| Funding & liquidity | 88 | 100 (stronger) |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 83rd | 83rd |
| Total assets | $32.0M | $32.6M |
| Deposits / shares | $24.2M | $28.6M |
| Capital ratio | 25.27% (stronger) | 11.97% |
| Problem loans | 0.81% | 0.31% (stronger) |
| Net charge-offs | 0.39% (stronger) | 0.51% |
| Return on assets | 1.44% | 1.81% (stronger) |
| Loans ÷ deposits | 72.3% | 34.0% (stronger) |
| Uninsured deposits | 0.6% (stronger) | 4.1% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Steel Strong Community Federal Credit Union leads on 3 and Pagoda Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.