TellerScore

Steel Strong Community Federal Credit Union (NCUA charter #4828) is based in Elizabeth, Pennsylvania. Its Q2 2026 call report shows $32.0M in total assets and $24.2M in member shares and deposits and 4 offices.

Based on its Q2 2026 filing, Steel Strong Community Federal Credit Union scores 87/100, which we describe as very strong. That is higher than 83% of 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 55th. Its strongest component is capital cushion (100/100; 25.27%), and its lowest is loan quality (73/100; 0.81%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 25.27%
Loan quality73/100
Loans 60+ days delinquent ÷ total loans: 0.81%
Earnings78/100
Return on assets (annualized): 1.44%
Funding & liquidity88/100
Loans ÷ shares: 72.3% · 0.6% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.76%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 8 points (79 → 87), mostly because the earnings component improved by 24 points.

TellerScore
778593Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202480
Q3 202481
Q4 202477
Q1 202590
Q2 202579
Q3 202579
Q4 202582
Q1 202693
Q2 202687
Net worth ratio
7.00%16.14%25.27%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202422.29%
Q3 202422.92%
Q4 202423.15%
Q1 202522.93%
Q2 202523.52%
Q3 202524.29%
Q4 202524.58%
Q1 202624.41%
Q2 202625.27%
Delinquent loans (60+ days)
0.28%0.87%1.45%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.45%
Q3 20241.21%
Q4 20241.43%
Q1 20250.28%
Q2 20251.19%
Q3 20251.20%
Q4 20251.15%
Q1 20260.48%
Q2 20260.81%
Return on assets
0.84%1.30%1.76%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.07%
Q3 20241.00%
Q4 20240.85%
Q1 20251.04%
Q2 20250.86%
Q3 20250.84%
Q4 20251.14%
Q1 20261.76%
Q2 20261.44%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202687$32.0M25.27%0.81%1.44%72.3%
Q1 202693$32.8M24.41%0.48%1.76%68.2%
Q4 202582$32.0M24.58%1.15%1.14%68.8%
Q3 202579$31.7M24.29%1.20%0.84%70.2%
Q2 202579$32.5M23.52%1.19%0.86%66.3%
Q1 202590$33.1M22.93%0.28%1.04%62.9%
Q4 202477$32.4M23.15%1.43%0.85%65.3%
Q3 202481$32.6M22.92%1.21%1.00%65.4%
Q2 202480$33.2M22.29%1.45%1.07%60.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio25.27%
89th
Problem loans0.81%
46th
Net charge-offs0.39%
33rd
Return on assets1.44%
83rd
Loans to deposits72.3%
30th
Uninsured deposits0.6%
58th
Loan-loss reserves0.00%
37th
Texas ratio1.8%
55th

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Pagoda Federal Credit UnionCredit union Reading, PA87 out of 100, Very strong$32.6M12.0%0.31%vs
Lehigh County Employees Federal Credit UnionCredit union Allentown, PA96 out of 100, Very strong$33.1M15.7%0.00%vs
Pinpoint Federal Credit UnionCredit union Milton, PA36 out of 100, Low$30.2M8.4%3.51%vs
Jessop Community Federal Credit UnionCredit union Washington, PA87 out of 100, Very strong$34.1M13.8%0.38%vs
First Area Federal Credit UnionCredit union Lewistown, PA71 out of 100, Strong$29.9M10.1%1.15%vs
Paac Transit Division Federal Credit UnionCredit union Pittsburgh, PA76 out of 100, Strong$29.2M17.6%2.04%vs

Deposit insurance

Is my money safe at Steel Strong Community Federal Credit Union?

Yes. Steel Strong Community Federal Credit Union is a federally insured credit union (NCUA charter #4828). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.6% of shares and deposits ($138K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 25.27%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

Steel Strong Community Federal Credit Union lists 4 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Steel Strong Community Federal Credit Union
Type
Federal credit union
NCUA charter #
4828
RSSD ID
95079
Primary regulator
NCUA
Established
1942
Headquarters
1125 Swiss Way, Elizabeth, PA 15037
Employees
6

Quick answers

Steel Strong Community Federal Credit Union: common questions

Is Steel Strong Community Federal Credit Union NCUA insured?

Yes. Steel Strong Community Federal Credit Union is a federally insured credit union (NCUA charter #4828). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Steel Strong Community Federal Credit Union's TellerScore?

87 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Steel Strong Community Federal Credit Union have?

4 offices as of the latest NCUA data.

Nearby

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InstitutionScoreAssetsCapitalProblem loansCompare
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VA Pittsburgh Employees Federal Credit UnionCredit union Pittsburgh, PA98 out of 100, Very strong$26.8M17.6%0.15%vs
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Greater Pittsburgh Federal Credit UnionCredit union Pittsburgh, PA93 out of 100, Very strong$76.7M15.3%0.40%vs