Side-by-side · Q2 2026 data
Sterling Bank vs Dexter Public Schools Credit Union
Metric by metric
| Measure | Sterling Bank | Dexter Public Schools Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 73 |
| Capital cushion | 61 | 67 (stronger) |
| Loan quality | 88 | 92 (stronger) |
| Earnings | 85 (stronger) | 46 |
| Funding & liquidity | 77 (stronger) | 70 |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 86th | 47th |
| Total assets | $1.6B | $5.9M |
| Deposits / shares | $1.4B | $5.1M |
| Capital ratio | 11.14% | 11.66% (stronger) |
| Problem loans | 0.35% | 0.24% (stronger) |
| Net charge-offs | 0.02% | -0.24% (stronger) |
| Return on assets | 1.63% (stronger) | 0.65% |
| Loans ÷ deposits | 77.2% (stronger) | 90.7% |
| Uninsured deposits | 21.0% | 0.0% (stronger) |
| Offices | 16 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.3% | — |
Sterling Bank has the higher TellerScore (78 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Sterling Bank leads on 3 and Dexter Public Schools Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.