Side-by-side · Q2 2026 data
Sterling Bank vs Sikeston Public Schools Credit Union
Credit union
Sikeston Public Schools Credit Union
Sikeston, Missouri · Under $100 million in assets
Metric by metric
| Measure | Sterling Bank | Sikeston Public Schools Credit Union |
|---|---|---|
| TellerScore | 78 | 79 (stronger) |
| Capital cushion | 61 | 100 (stronger) |
| Loan quality | 88 (stronger) | 37 |
| Earnings | 85 (stronger) | 79 |
| Funding & liquidity | 77 | 100 (stronger) |
| Problem-loan coverage | 96 (stronger) | 88 |
| Peer percentile | 86th | 62nd |
| Total assets | $1.6B | $5.5M |
| Deposits / shares | $1.4B | $4.5M |
| Capital ratio | 11.14% | 18.91% (stronger) |
| Problem loans | 0.35% (stronger) | 1.89% |
| Net charge-offs | 0.02% (stronger) | 1.00% |
| Return on assets | 1.63% (stronger) | 1.46% |
| Loans ÷ deposits | 77.2% | 56.5% (stronger) |
| Uninsured deposits | 21.0% | 0.5% (stronger) |
| Offices | 16 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.3% | — |
Sikeston Public Schools Credit Union has the higher TellerScore (79 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Sterling Bank leads on 3 and Sikeston Public Schools Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.