Side-by-side · Q2 2026 data
Sterling Bank vs Security Bank
Metric by metric
| Measure | Sterling Bank | Security Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 69 |
| Capital cushion | 44 | 66 (stronger) |
| Loan quality | 99 (stronger) | 60 |
| Earnings | 86 | 89 (stronger) |
| Funding & liquidity | 77 (stronger) | 56 |
| Problem-loan coverage | 100 (stronger) | 83 |
| Peer percentile | 68th | 40th |
| Total assets | $352.4M | $253.8M |
| Deposits / shares | $314.5M | $216.4M |
| Capital ratio | 9.37% | 11.58% (stronger) |
| Problem loans | 0.02% (stronger) | 1.19% |
| Net charge-offs | 0.03% (stronger) | 0.07% |
| Return on assets | 1.64% | 1.74% (stronger) |
| Loans ÷ deposits | 81.2% (stronger) | 104.1% |
| Uninsured deposits | 17.5% | 12.0% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.9% |
Sterling Bank has the higher TellerScore (77 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Sterling Bank leads on 4 and Security Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.