Side-by-side · Q2 2026 data
Stitch Bank, Inc. vs Beckstrand and Associates Credit Union
Credit union
Beckstrand and Associates Credit Union
Salt Lake City, Utah · Under $100 million in assets
Metric by metric
| Measure | Stitch Bank, Inc. | Beckstrand and Associates Credit Union |
|---|---|---|
| TellerScore | 80 | 93 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 | — |
| Earnings | 0 | 74 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 66th | 94th |
| Total assets | $11.4M | $166K |
| Deposits / shares | $7.2M | $115 |
| Capital ratio | 27.81% | 99.93% (stronger) |
| Problem loans | 0.00% | — |
| Net charge-offs | 0.00% | — |
| Return on assets | -11.62% | 1.35% (stronger) |
| Loans ÷ deposits | 0.0% | 0.0% |
| Uninsured deposits | 7.4% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Beckstrand and Associates Credit Union has the higher TellerScore (93 vs 80). On the 4 directional measures above (where higher or lower is clearly better), Stitch Bank, Inc. leads on 0 and Beckstrand and Associates Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.