Side-by-side · Q2 2026 data
Stock Growers Bank vs First Community Credit Union
Metric by metric
| Measure | Stock Growers Bank | First Community Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 71 |
| Capital cushion | 66 | 73 (stronger) |
| Loan quality | 98 (stronger) | 80 |
| Earnings | 85 (stronger) | 54 |
| Funding & liquidity | 97 (stronger) | 60 |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 90th | 62nd |
| Total assets | $332.9M | $1.5B |
| Deposits / shares | $299.9M | $1.1B |
| Capital ratio | 11.56% | 12.34% (stronger) |
| Problem loans | 0.05% (stronger) | 0.61% |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 1.63% (stronger) | 0.85% |
| Loans ÷ deposits | 57.1% (stronger) | 100.2% |
| Uninsured deposits | 18.1% | 9.1% (stronger) |
| Offices | 5 | 25 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Stock Growers Bank has the higher TellerScore (86 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Stock Growers Bank leads on 5 and First Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Milnor, ND
- Napoleon, ND