Side-by-side · Q2 2026 data
Stock Growers Bank vs Security First Bank of North Dakota
Bank
Security First Bank of North Dakota
New Salem, North Dakota · $100 million – $1 billion
Metric by metric
| Measure | Stock Growers Bank | Security First Bank of North Dakota |
|---|---|---|
| TellerScore | 86 | 87 (stronger) |
| Capital cushion | 66 | 80 (stronger) |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 85 | 95 (stronger) |
| Funding & liquidity | 97 (stronger) | 65 |
| Problem-loan coverage | 99 (stronger) | 89 |
| Peer percentile | 90th | 91st |
| Total assets | $332.9M | $293.2M |
| Deposits / shares | $299.9M | $246.8M |
| Capital ratio | 11.56% | 12.99% (stronger) |
| Problem loans | 0.05% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.63% | 1.86% (stronger) |
| Loans ÷ deposits | 57.1% (stronger) | 92.6% |
| Uninsured deposits | 18.1% | 17.8% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.7% |
Security First Bank of North Dakota has the higher TellerScore (87 vs 86). On the 6 directional measures above (where higher or lower is clearly better), Stock Growers Bank leads on 1 and Security First Bank of North Dakota on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.