Side-by-side · Q2 2026 data
Stock Yards Bank & Trust Company vs Central Bank & Trust Co.
Metric by metric
| Measure | Stock Yards Bank & Trust Company | Central Bank & Trust Co. |
|---|---|---|
| TellerScore | 72 | 76 (stronger) |
| Capital cushion | 57 | 74 (stronger) |
| Loan quality | 90 | 93 (stronger) |
| Earnings | 86 (stronger) | 71 |
| Funding & liquidity | 40 | 42 (stronger) |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 79th | 80th |
| Total assets | $10.4B | $4.0B |
| Deposits / shares | $8.5B | $3.1B |
| Capital ratio | 10.74% | 12.42% (stronger) |
| Problem loans | 0.31% | 0.21% (stronger) |
| Net charge-offs | -0.00% | -0.04% (stronger) |
| Return on assets | 1.64% (stronger) | 1.27% |
| Loans ÷ deposits | 91.7% (stronger) | 95.7% |
| Uninsured deposits | 41.0% | 35.1% (stronger) |
| Offices | 81 | 29 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.5% | 9.9% |
Central Bank & Trust Co. has the higher TellerScore (76 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Stock Yards Bank & Trust Company leads on 2 and Central Bank & Trust Co. on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.