Side-by-side · Q2 2026 data
Stock Yards Bank & Trust Company vs Morehead Community Federal Credit Union
Credit union
Morehead Community Federal Credit Union
Morehead, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Stock Yards Bank & Trust Company | Morehead Community Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 88 (stronger) |
| Capital cushion | 57 | 85 (stronger) |
| Loan quality | 90 (stronger) | 83 |
| Earnings | 86 | 86 |
| Funding & liquidity | 40 | 100 (stronger) |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 79th | 85th |
| Total assets | $10.4B | $65.1M |
| Deposits / shares | $8.5B | $56.0M |
| Capital ratio | 10.74% | 13.49% (stronger) |
| Problem loans | 0.31% (stronger) | 0.50% |
| Net charge-offs | -0.00% (stronger) | 0.21% |
| Return on assets | 1.64% | 1.65% (stronger) |
| Loans ÷ deposits | 91.7% | 49.9% (stronger) |
| Uninsured deposits | 41.0% | 5.4% (stronger) |
| Offices | 81 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.5% | — |
Morehead Community Federal Credit Union has the higher TellerScore (88 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Stock Yards Bank & Trust Company leads on 2 and Morehead Community Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.