Side-by-side · Q2 2026 data
Stockman Bank of Montana vs American Bank
Metric by metric
| Measure | Stockman Bank of Montana | American Bank |
|---|---|---|
| TellerScore | 71 | 79 (stronger) |
| Capital cushion | 49 | 61 (stronger) |
| Loan quality | 80 | 100 (stronger) |
| Earnings | 96 (stronger) | 75 |
| Funding & liquidity | 49 | 74 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 63rd | 75th |
| Total assets | $7.7B | $630.4M |
| Deposits / shares | $6.2B | $564.0M |
| Capital ratio | 9.89% | 11.12% (stronger) |
| Problem loans | 0.60% | 0.00% (stronger) |
| Net charge-offs | 0.02% | -0.00% (stronger) |
| Return on assets | 1.91% (stronger) | 1.37% |
| Loans ÷ deposits | 82.9% | 69.1% (stronger) |
| Uninsured deposits | 40.1% | 30.2% (stronger) |
| Offices | 45 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.6% | — |
American Bank has the higher TellerScore (79 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Stockman Bank of Montana leads on 1 and American Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.