Side-by-side · Q2 2026 data
Stockman Bank of Montana vs Opportunity Bank of Montana
Metric by metric
| Measure | Stockman Bank of Montana | Opportunity Bank of Montana |
|---|---|---|
| TellerScore | 71 | 71 |
| Capital cushion | 49 | 59 (stronger) |
| Loan quality | 80 | 91 (stronger) |
| Earnings | 96 (stronger) | 54 |
| Funding & liquidity | 49 | 69 (stronger) |
| Problem-loan coverage | 93 | 97 (stronger) |
| Peer percentile | 63rd | 63rd |
| Total assets | $7.7B | $2.1B |
| Deposits / shares | $6.2B | $1.8B |
| Capital ratio | 9.89% | 10.93% (stronger) |
| Problem loans | 0.60% | 0.26% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.03% |
| Return on assets | 1.91% (stronger) | 0.85% |
| Loans ÷ deposits | 82.9% (stronger) | 86.2% |
| Uninsured deposits | 40.1% | 19.9% (stronger) |
| Offices | 45 | 29 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.6% | 12.0% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Stockman Bank of Montana leads on 3 and Opportunity Bank of Montana on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.