Side-by-side · Q2 2026 data
Stockman Bank of Montana vs Three Rivers Bank of Montana
Metric by metric
| Measure | Stockman Bank of Montana | Three Rivers Bank of Montana |
|---|---|---|
| TellerScore | 71 | 71 |
| Capital cushion | 49 | 67 (stronger) |
| Loan quality | 80 (stronger) | 69 |
| Earnings | 96 (stronger) | 76 |
| Funding & liquidity | 49 | 62 (stronger) |
| Problem-loan coverage | 93 (stronger) | 87 |
| Peer percentile | 63rd | 47th |
| Total assets | $7.7B | $293.1M |
| Deposits / shares | $6.2B | $257.9M |
| Capital ratio | 9.89% | 11.72% (stronger) |
| Problem loans | 0.60% (stronger) | 0.93% |
| Net charge-offs | 0.02% | 0.01% (stronger) |
| Return on assets | 1.91% (stronger) | 1.40% |
| Loans ÷ deposits | 82.9% (stronger) | 95.0% |
| Uninsured deposits | 40.1% | 18.1% (stronger) |
| Offices | 45 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.6% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Stockman Bank of Montana leads on 3 and Three Rivers Bank of Montana on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.