Side-by-side · Q2 2026 data
Stockmens Bank vs First State Bank of the Ozarks
Metric by metric
| Measure | Stockmens Bank | First State Bank of the Ozarks |
|---|---|---|
| TellerScore | 75 (stronger) | 55 |
| Capital cushion | 56 (stronger) | 31 |
| Loan quality | 94 (stronger) | 48 |
| Earnings | 79 | 79 |
| Funding & liquidity | 60 | 71 (stronger) |
| Problem-loan coverage | 97 (stronger) | 74 |
| Peer percentile | 61st | 11th |
| Total assets | $650.8M | $248.9M |
| Deposits / shares | $567.4M | $220.8M |
| Capital ratio | 10.63% (stronger) | 8.09% |
| Problem loans | 0.18% (stronger) | 1.55% |
| Net charge-offs | -0.00% (stronger) | 0.03% |
| Return on assets | 1.48% | 1.48% (stronger) |
| Loans ÷ deposits | 96.6% | 79.3% (stronger) |
| Uninsured deposits | 18.6% (stronger) | 23.4% |
| Offices | 13 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Stockmens Bank has the higher TellerScore (75 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Stockmens Bank leads on 5 and First State Bank of the Ozarks on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.