TellerScore

Stockmens Bank is a state-chartered bank headquartered in Colorado Springs, Colorado, in business for about 129 years. At the end of Q2 2026 it reported $650.8M in total assets and $567.4M in deposits, with 13 offices across 3 states.

Based on its Q2 2026 filing, Stockmens Bank scores 75/100, which we describe as strong. That is higher than 61% of 2,650 banks with $100 million – $1 billion. Among 63 banks headquartered in Colorado, it ranks 28th. Its strongest component is problem-loan coverage (97/100; 1.3%), and its lowest is capital cushion (56/100; 10.63%).

TellerScore · Q2 2026

Scorecard

Capital cushion56/100
Tier 1 leverage ratio: 10.63%
Loan quality94/100
Noncurrent loans ÷ total loans: 0.18%
Earnings79/100
Return on assets (annualized): 1.48%
Funding & liquidity60/100
Loans ÷ deposits and uninsured-deposit share: 96.6% · 18.6% uninsured
Problem-loan coverage97/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 1.29%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (75 → 75).

TellerScore
737576Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202473
Q3 202475
Q4 202474
Q1 202576
Q2 202575
Q3 202575
Q4 202575
Q1 202675
Q2 202675
Tier 1 leverage ratio
5.00%8.29%11.59%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.45%
Q3 202410.89%
Q4 202410.97%
Q1 202511.35%
Q2 202511.26%
Q3 202511.25%
Q4 202511.34%
Q1 202611.59%
Q2 202610.63%
Noncurrent loans
0.18%0.35%0.51%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.29%
Q3 20240.26%
Q4 20240.44%
Q1 20250.32%
Q2 20250.32%
Q3 20250.31%
Q4 20250.28%
Q1 20260.51%
Q2 20260.18%
Return on assets
1.33%1.44%1.55%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.34%
Q3 20241.33%
Q4 20241.34%
Q1 20251.35%
Q2 20251.40%
Q3 20251.44%
Q4 20251.46%
Q1 20261.55%
Q2 20261.48%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202675$650.8M10.63%0.18%1.48%96.6%
Q1 202675$591.8M11.59%0.51%1.55%97.6%
Q4 202575$566.7M11.34%0.28%1.46%102.8%
Q3 202575$573.5M11.25%0.31%1.44%94.1%
Q2 202575$547.0M11.26%0.32%1.40%94.4%
Q1 202576$533.5M11.35%0.32%1.35%92.7%
Q4 202474$539.4M10.97%0.44%1.34%89.2%
Q3 202475$517.9M10.89%0.26%1.33%93.2%
Q2 202473$517.3M10.45%0.29%1.34%94.2%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.63%
44th
Total risk-based capital12.27%
53rd
Problem loans0.18%
66th
Net charge-offs-0.00%
80th
Return on assets1.48%
64th
Net interest margin4.79%
88th
Efficiency ratio54.0%
74th
Loans to deposits96.6%
14th
Uninsured deposits18.6%
69th
Loan-loss reserves1.56%
82nd
Texas ratio1.3%
65th

Similar-size banks in Colorado

InstitutionScoreAssetsCapitalProblem loansCompare
First Southwest BankBank Durango, CO86 out of 100, Very strong$657.5M15.3%0.04%vs
High Plains BankBank Flagler, CO74 out of 100, Strong$643.1M9.6%0.70%vs
First National Bank ColoradoBank Las Animas, CO85 out of 100, Very strong$634.3M11.8%0.00%vs
Yampa Valley BankBank Steamboat Springs, CO78 out of 100, Strong$687.6M9.4%0.09%vs
The Eastern Colorado BankBank Cheyenne Wells, CO77 out of 100, Strong$720.9M11.3%0.00%vs
AMG National Trust BankBank Boulder, CO94 out of 100, Very strong$722.9M15.4%0.04%vs

Deposit insurance

Is my money safe at Stockmens Bank?

Yes. Stockmens Bank is an FDIC-insured institution (FDIC certificate #8321). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 18.6% of deposits ($105.7M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.63%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 12.27% (benchmark: 10%).

Check how much of your own balance is covered

13 locations

Branches

Stockmens Bank lists 13 offices in 13 cities across 3 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Stockmens Bank
Former names
The State Bank of Bartley, DBA Stockmens Bank, a Division of the State Bank of Bartley; The State Bank of Bartley
Type
State-chartered bank
FDIC certificate #
8321
RSSD ID
982553
Primary regulator
FDIC
Holding company
First Bancshares Inc
Established
May 1, 1897
Headquarters
25 N Cascade Ave, Colorado Springs, CO 80903
Employees
122

Quick answers

Stockmens Bank: common questions

Is Stockmens Bank FDIC insured?

Yes. Stockmens Bank is an FDIC-insured institution (FDIC certificate #8321). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Stockmens Bank's TellerScore?

75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Stockmens Bank ever failed?

There is no failure record for FDIC certificate #8321 in the FDIC failed bank list.

How many branches does Stockmens Bank have?

13 offices as of the latest FDIC data, in 3 states.

Nearby

Highest-scoring banks and credit unions with branches near Colorado Springs

InstitutionScoreAssetsCapitalProblem loansCompare
School District 3 Federal Credit UnionCredit union Colorado Spring, CO91 out of 100, Very strong$36.0M15.7%0.00%vs
Bank19Bank Memphis, TX90 out of 100, Very strong$147.8M15.3%0.00%vs
5Star BankBank Colorado Springs, CO87 out of 100, Very strong$378.2M17.2%0.16%vs
Pikes Peak National BankBank Colorado Springs, CO85 out of 100, Very strong$110.8M15.6%0.00%vs
First National Bank ColoradoBank Las Animas, CO85 out of 100, Very strong$634.3M11.8%0.00%vs
Armed Forces Bank, National AssociationBank Fort Leavenworth, KS83 out of 100, Strong$1.4B13.9%1.21%vs