Side-by-side · Q2 2026 data
Stockmens Bank vs Freedom Bank of Southern Missouri
Metric by metric
| Measure | Stockmens Bank | Freedom Bank of Southern Missouri |
|---|---|---|
| TellerScore | 75 (stronger) | 73 |
| Capital cushion | 56 (stronger) | 37 |
| Loan quality | 94 | 96 (stronger) |
| Earnings | 79 | 97 (stronger) |
| Funding & liquidity | 60 (stronger) | 56 |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 61st | 53rd |
| Total assets | $650.8M | $850.1M |
| Deposits / shares | $567.4M | $760.1M |
| Capital ratio | 10.63% (stronger) | 8.72% |
| Problem loans | 0.18% | 0.13% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.04% |
| Return on assets | 1.48% | 1.93% (stronger) |
| Loans ÷ deposits | 96.6% | 92.1% (stronger) |
| Uninsured deposits | 18.6% (stronger) | 26.0% |
| Offices | 13 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.9% |
Stockmens Bank has the higher TellerScore (75 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Stockmens Bank leads on 4 and Freedom Bank of Southern Missouri on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.